I am an above-minimum wage earner.
It's already August 3, 2016 today and I got my salary for the last 15 days last Friday. Even before Friday, my budget for the last 15 days didn't fit in my lifestyle. LOL! Not really a good 'budgetarian' here. I know I have been spending so much than my salary in the past months. Oh! years, I mean and it's alarming to say that I am just starting now to realize that I am happy-go-lucky girl in here mid 20's.
Anyway, I really want to change my lifestyle. I want to live within my means. I want to save. I want to live my life to the fullest and of course, with what's in my pocket.
Anyway, I really want to change my lifestyle. I want to live within my means. I want to save. I want to live my life to the fullest and of course, with what's in my pocket.
But I believe I can also save while having fun and providing for my family as well.
Recently, I have been searching tips to save money from salary, best way to save money, how to save money every month and even personal finance tips! It's just a surprise to me because ever since I started working, I am not really that thinking about how to save, what to do with money and such. I know! I know it's sad that's why I am doing these right now. Sharing the small and easy tips to save money from salary.
So, these are some of the tips to save money from your salary that we are all missing out big time:
1. Pay Yourself First
Being a corporate slave is never easy. More so if you have that bigger goals of having your own businesses, work at home eventually with your dream franchises. So, pay yourself first before all those bills! But make sure to live within the means, dear.
Personally, paying yourself means treating yourself in a massage or a hair treatment and saving a portion of your salary as well.
Make sure you'll set a specific and reachable amount of money.
2. Live Less
Currently, we are surrounded by all those pa-sosyal officemates, pa-sosyal friends, and whatnot. What about being frugal in some obvious cases like bringing lunch in the office if you can make some at home? Or if you have a fridge in the office, you can bring one large bottle, buy a powdered juice and make one in the office! Yes, I learned that from one of my managers in my previous company -- even if she is earning a lot, really!
3. Make your Own Coffee
I didn't include this in item number two because this is very important for me. (I know to you too!) When I was still studying, I told myself that I will never ever buy Starbucks or any coffee worth P160 or so! That's just too much, I said to myself. However, After I graduated, I first tasted Starbucks for free in one of our meetings. I mean, we have Starbucks in every meeting! And I started to crave for the hot capuccino over and over again.
But then I realized one day that if I saved the money I used to buy for a coffee, I think I have a lot of savings now. From then on, I promised my self to buy these kid of coffees once in a while and will make sure I make my own coffee most especially during office hours or office meetings.
Try to total the amount of the coffee you bought for the past months and let's check how much you should have saved. Maybe like me, you'll also stop yourself from these. But of course, if you really Starbucks or any other coffees, and you have the means, I have nothing against it. Just my POV.
4. Watch a Movie at Home
My boyfriend and I are guilty of this. He is an avid fan of watching movies on the big screen. We would watched movies every month and sometimes, I feel a little disappointed because we could have saved that for future use instead.
If this is also your case, you may talk to your partner and convince him/her that it would be more romantic if you would watch movies at home, with your pajamas and socks on! Tell him you'll have homemade popcorns instead! I know he'll get excited too!
Pictures are from Pixabay.org
I saw savingspinay.blogspot.com today and instantly feel in love! I saw in her the things I wanna do and the thoughts I wanna say. I was so overwhelmed that I immediately sent a message. Not sure though if she received it. So thankful to God that He uses people to relive the passion in me for His Glory.
I saw savingspinay.blogspot.com today and instantly feel in love! I saw in her the things I wanna do and the thoughts I wanna say. I was so overwhelmed that I immediately sent a message. Not sure though if she received it. So thankful to God that He uses people to relive the passion in me for His Glory.
